Frontier Housing

Affordable housing is one step away.

Build a home

We take the stress out of building a home.

With Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest–from hiring contractors to finding materials to meeting with inspectors.
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house 1

New construction, simplified.

Perfect option for you if:

• You currently rent a home and are ready to take the next step into home ownership

• Your family is outgrowing your current home

• You’re a first time homebuyer ready to create your dream home

The Mutual Self-Help Housing Program

Homeowners Josh Riggsby and Billy Hamm, front, along with Assistant Construction Supervisor Robert Plank, install planks for the decking on Hamm’s home at Hazel Tree Lane.

The U.S. Department of Agriculture (USDA) has been funding mutual self-help housing since 1965. The self-help housing model uses homeowner-contributed labor to reduce the costs of their homes. Self-help housing also does more than simply build affordable homes: it builds neighborhoods, strengthens families, and creates wealth. Self-help homebuyers share a commitment to hard work, mutual support, and long-term stability.
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How it Works

Your path to homeownership with Frontier Housing

Phase 1:
Start Here

Complete $99 Online Homebuyer Education Course

Phase 3:
Completion of Home

1. Create your account with us
2. Have your intake appointment

• Complete loan application

• Appraisal
• Final inspection
• Update income and asset documentation

• Pre-qualification with lending division
• Intent to proceed

Phase 2:
Select House Plan

Obtain Homeowners Insurance

$50 Application Fee

• Execute purchase agreement with lending division

• Final customer walkthrough
• Final closing

• Joint appointment with lending and construction
• Identify property to build on

$100 Down Payment

Welcome home!

$250 Construction Services Fee

• Construction loan closing
• Construction begins
• Inspection at various stages

• Joint appointment with lending and construction
• Identify property to build on

Not sure if you are ready to start building?

If you’re not sure you’re quite ready to purchase a home, our credit professionals can help you determine what you need to do and make a plan to help you get there.
Find out my next steps?

FAQs

How long does the entire process take?
Financing, land purchase and preparation and homebuyer readiness are all factors that can impact how long the process takes. But don’t worry, our experienced team can help you figure this out. Get in touch with us and we will contact you with next steps.
Can I customize my house?
Depending on your budget, yes, homeowners have customization options. It is more expensive to customize a current house plan.
Can I have a garage?
Depending on your budget, yes, homeowners have customization options.