With Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest–from hiring contractors to finding materials to meeting with inspectors.
New construction, simplified.
Perfect option for you if:
• You currently rent a home and are ready to take the next step into home ownership
• Your family is outgrowing your current home
• You’re a first time homebuyer ready to create your dream home
How it Works
Your path to homeownership with Frontier Housing
Phase 1:
Start Here
- Create your account with us
- Have your intake appointment
- Pre-qualification with lending division
- Intent to proceed
$100 Application Fee
- Joint appointment with lending and construction
- Identify property to build on
$200 Property Reservation Fee or Design Fee
- Joint appointment with lending and construction
- Identify property to build on
Complete $99 Online Homebuyer Education Course
- Complete loan application
Phase 2:
Select House Plan
- Execute purchase agreement with lending division
$100 Down Payment
- Construction loan closing
- Construction begins
- Inspection at various stages
Phase 3:
Completion of Home
- Appraisal
- Final inspection
- Update income and asset documentation
Obtain Homeowners Insurance
- Final customer walkthrough
- Final closing
Welcome home!
Not sure if you are ready to start building?
If you’re not sure you’re quite ready to purchase a home, our credit professionals can help you determine what you need to do and make a plan to help you get there.
FAQs
How long does the entire process take?
Financing, land purchase and preparation and homebuyer readiness are all factors that can impact how long the process takes. But don’t worry, our experienced team can help you figure this out. Get in touch with us and we will contact you with next steps.
Can I customize my house?
Depending on your budget, yes, homeowners have customization options. It is more expensive to customize a current house plan.
Can I have a garage?
Depending on your budget, yes, homeowners have customization options.
Environmental Assessment Public Notice- 2445 Bluebank Road, Morehead, KY
Follow this link https://acrobat.adobe.com/link/review?uri=urn:aaid:scds:US:4d8a8822-ab5a-3797-8b06-aa96dbbab62f to download the Environmental Assessment for the new construction of one unit of single-family detached housing Frontier Housing, Inc. on an approximately 1.66-acre property located at 2245 Bluebank Road, Morehead, Rowan County, KY (decimal latitude/longitude coordinates: 38.178559556918785/ -83.57282838828993). Kentucky Housing Corporation (KHC) has issued a Combined Finding of No Significant Impact (FONSI) and Notice of Intent to Request Release of Funds (NOIRROF) for the US Department of Housing & Urban Development HOME Investment Partnerships (HOME) funding that will be used on the project. KHC will accept public comment on this Environmental Assessment until May 26, 2022. Please submit all comments regarding the Environmental Assessment in writing to Curtis Stauffer, Kentucky Housing Corporation, via US Mail at 1231 Louisville Road, Frankfort, KY 40601 or via email at cstauffer@kyhousing.org. A copy of this Environmental Assessment may also be accessed online at https://www.onecpd.info/environmental-review/environmental-review-records. A hard copy of the Environmental Assessment is available for public examination and copying, upon request, at the office of Frontier Housing, Inc. (5445 Flemingsburg Road, Morehead, KY; 606-784-2131) between the hours of 8A.M. and 5 P.M through May 26, 2022.)
