• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • Contact
  • Follow Us
  • Facebook
  • Twitter
  • ArabicChinese (Simplified)EnglishFilipinoSpanishVietnamese
frontier logo

Frontier Housing

Affordable housing is one step away.

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
    • LinkedIn
    • Indeed
    • Public Notices
    • Press Releases
  • Start Here

Build a home

We take the stress out of building a home.

house

With Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest–from hiring contractors to finding materials to meeting with inspectors.

Get started
Fix my credit
house 1

New construction, simplified.


Perfect option for you if:

• You currently rent a home and are ready to take the next step into home ownership

• Your family is outgrowing your current home

• You’re a first time homebuyer ready to create your dream home

How it Works

Your path to homeownership with Frontier Housing

Phase 1:
Start Here
  1. Create your account with us
  2. Have your intake appointment
  • Pre-qualification with lending division
  • Intent to proceed

$100 Application Fee

  • Joint appointment with lending and construction
  • Identify property to build on

$200 Property Reservation Fee or Design Fee

  • Joint appointment with lending and construction
  • Identify property to build on

Complete $99 Online Homebuyer Education Course

  • Complete loan application
Phase 2:
Select House Plan
  • Execute purchase agreement with lending division

$100 Down Payment

  • Construction loan closing
  • Construction begins
  • Inspection at various stages
Phase 3:
Completion of Home
  • Appraisal
  • Final inspection
  • Update income and asset documentation

Obtain Homeowners Insurance

  • Final customer walkthrough
  • Final closing

Welcome home!

Not sure if you are ready to start building?

If you’re not sure you’re quite ready to purchase a home, our credit professionals can help you determine what you need to do and make a plan to help you get there.

Find out my next steps?

FAQs

How long does the entire process take?
Financing, land purchase and preparation and homebuyer readiness are all factors that can impact how long the process takes. But don’t worry, our experienced team can help you figure this out. Get in touch with us and we will contact you with next steps.

Can I customize my house?
Depending on your budget, yes, homeowners have customization options. It is more expensive to customize a current house plan.

Can I have a garage? 
Depending on your budget, yes, homeowners have customization options.

Footer

frontier logo
Client Login
Donate

Morehead Office

5445 Flemingsburg Rd
Morehead, KY 40351

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

Ashland Office

1212 Bath Avenue
Skytower Floor 3 Suite 380
Ashland, KY 41101

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
    • LinkedIn
    • Indeed
    • Public Notices
    • Press Releases
  • Start Here
  • Contact
  • Follow Us
  • Facebook
  • Twitter
NeighborWorks America

Language Translate

ArabicChinese (Simplified)EnglishFilipinoSpanishVietnamese

© 2023 Frontier Housing | Terms | Privacy | Sitemap

made by P&P