• You currently rent a home and are ready to take the next step into home ownership
• Your family is outgrowing your current home
• You’re a first time homebuyer ready to create your dream home
• Complete loan application
• Appraisal
• Final inspection
• Update income and asset documentation
• Pre-qualification with lending division
• Intent to proceed
$50 Application Fee
• Execute purchase agreement with lending division
• Final customer walkthrough
• Final closing
• Joint appointment with lending and construction
• Identify property to build on
$250 Construction Services Fee
• Construction loan closing
• Construction begins
• Inspection at various stages
• Joint appointment with lending and construction
• Identify property to build on
5445 Flemingsburg Rd
Morehead, KY 40351
P: 606.784.2131 (TTY: 711)
F: 606.548.5476
1212 Bath Avenue
Skytower Floor 3 Suite 306 & 307
Ashland, KY 41101
P: 606.784.2131 (TTY: 711)
F: 606.548.5476