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Frontier Housing

Affordable housing is one step away.

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
    • LinkedIn
    • Indeed
    • Public Notices
    • Press Releases
  • Start Here

Home

Home ownership transforms lives.

Are you ready to take your first step?

APPLY FOR A LOAN
kentucky map

We build better communities

AFFORDABLE HOUSING
IS ONE STEP AWAY.

Phillip Cox, Frontier Housing’s Mutual Self-Help Construction Supervisor, lays block at a homesite at Hazel Tree Lane in Rowan County.
Build a Home.

We are able to build homes in any of these counties: Bath, Boyd, Bracken, Carter, Elliott, Fleming, Greenup, Lawrence, Magoffin, Mason, Menifee, Montgomery, Morgan, Robertson, Rowan and Wolfe. Find out how we can build yours.

Learn More
home scaled 1
Build Your Credit.

A low credit score does not have to stop you from owning a home. We can help you build your credit and confidence.

Learn More
family on porch
Get A Home Loan.

Frontier Housing helps people across Kentucky with home loans. With many different program and options, we are confident we can get you into the home of your dreams. Even if you’ve been turned down by a bank.

Learn More
Build a home scaled 1
Repair Your Home.

We are able to build homes in any of these counties: Bath, Boyd, Bracken, Carter, Elliott, Fleming, Greenup, Lawrence, Magoffin, Mason, Menifee, Montgomery, Morgan, Robertson, Rowan and Wolfe. Find out how we can build yours.

Learn More
from our clients

It feels homey, solid, and we built it. We love everything about it. Our old home was nothing like we have now.

Billy Nickel
Frontier Homeowner

Frontier has given me a nice home, a place to be that I am proud of. Come to Frontier and they will help you. I would recommend it to anybody, and I have.

Carolyn Netherton
Frontier Homeowner

I live in a lot better home now. It’s a lot nicer, cleaner, and easier to take care of. Frontier gave me a good deal and I feel like they’ve done me fair. My only regret is not having done it sooner.

Roger Whitt
Frontier Homeowner

I can’t even express how pleased I am now. I never thought something like this would happen for me. God has taken the old. But now he’s given me new and he’s given me better.

Rosemary Hibbens
Frontier Homeowner

You’re not doing this alone.

Expert advice and flexible lending

Frontier Housing offers services such as 100% FREE financial counseling, mortgage lending with many homeownership options, energy efficient construction and home repair and rehabilitation.

Get started

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Morehead Office

5445 Flemingsburg Rd
Morehead, KY 40351

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

Ashland Office

1212 Bath Avenue
Skytower Floor 3 Suite 380
Ashland, KY 41101

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
    • LinkedIn
    • Indeed
    • Public Notices
    • Press Releases
  • Start Here
  • Contact
  • Follow Us
  • Facebook
  • Twitter
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