What we do

Frontier Housing builds better communities

new home

We believe homeownership transforms lives. So, we have dedicated the past 50 years to breaking the barriers that prevent folks from purchasing their own home.

Our Mission

Frontier Housing is the leader for affordable housing solutions in Appalachian communities in the heart of the Ohio River Valley. Frontier Housing improves the quality of life for individuals and families, helping them achieve long-term stability, financial independence, and generational wealth.

Who We Serve

We proudly serve 22 counties across northeastern Kentucky – Bath, Boyd, Bracken, Breathitt, Carter, Elliott, Fleming, Floyd, Greenup, Johnson, Lawrence, Lee, Magoffin, Martin, Mason, Menifee, Montgomery, Morgan, Owsley, Robertson, Rowan and Wolfe.

Here’s How it Works

1. We build quality, energy efficient homes that are affordable.
With Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest–from hiring contractors to finding materials to meeting with inspectors.

2. We connect people to low interest home loans–even if they’ve previously been turned down by a bank.

Frontier Housing believes in access to fair financing. With reasonable interest rates and down payment assistance, home ownership can be a reality.

3. We offer financial coaching to help folks build their credit.

No matter where your credit is at right now, Frontier Housing can help you make a plan to improve it–100% for free.

4. We repair and rehabilitate homes that are unsafe or inaccessible.

We can work with you to find a low interest loan or grant and connect you with quality contractors to get the job done.

2. We connect people to low interest home loans–even if they’ve previously been turned down by a bank.

Frontier Housing believes in access to fair financing. With reasonable interest rates and down payment assistance, home ownership can be a reality.

5. We offer rental homes with rental assistance.

Whether you’re rebuilding your credit, saving for a down payment or just aren’t quite sure about home ownership, Frontier Housing connects you to a safe, affordable rental.

3. We offer financial coaching to help folks build their credit.

No matter where your credit is at right now, Frontier Housing can help you make a plan to improve it–100% for free.

6. Frontier Housing sells quality, energy efficient homes for purchase.

We believe homeownership transforms lives. With flexible financing options, Frontier Housing walks with you to make the homebuying experience simple.
‘I want to express my special thanks to Frontier Housing. I know here in Morehead, and in the entire county, they have been a driving force in the organization for a superb Habitat organization. They are typical of the kind of people who reach out for the community.”
President Jimmy Carter, June 17, 1997