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Frontier Housing

Affordable housing is one step away.

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
  • Start Here

What we do

Frontier Housing builds better communities

new home

We believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.

Our impact

Our Mission

Frontier Housing is the leader for affordable housing solutions in Appalachian communities in the heart of the Ohio River Valley. Frontier Housing improves the quality of life for individuals and families, helping them achieve long-term stability, financial independence, and generational wealth.

Who We Serve

 We proudly serve 13 counties across northeastern Kentucky – Bath, Bracken, Boyd, Carter, Elliott, Fleming, Greenup, Lawrence, Magoffin, Mason, Menifee, Montgomery, Morgan, Robertson, Rowan, and Wolfe.

kentucky map

Here’s How it Works

1. We build quality, energy efficient homes that are affordable.

With Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest–from hiring contractors to finding materials to meeting with inspectors.

Learn more
2. We connect people to low interest home loans–even if they’ve previously been turned down by a bank.

Frontier Housing believes in access to fair financing. With reasonable interest rates and down payment assistance, home ownership can be a reality.

Learn more
3. We offer financial coaching to help folks build their credit.

No matter where your credit is at right now, Frontier Housing can help you make a plan to improve it–100% for free.

Learn more
4. We repair and rehabilitate homes that are unsafe or inaccessible.

We can work with you to find a low interest loan or grant and connect you with quality contractors to get the job done.

Learn more
5. We offer rental homes with rental assistance.

Whether you’re rebuilding your credit, saving for a down payment or just aren’t quite sure about home ownership, Frontier Housing connects you to a safe, affordable rental.

Learn more
6. Frontier Housing sells quality, energy efficient homes for purchase.

We believe homeownership transforms lives. With flexible financing options, Frontier Housing walks with you to make the homebuying experience simple.

Learn more

‘I want to express my special thanks to Frontier Housing. I know here in Morehead, and in the entire county, they have been a driving force in the organization for a superb Habitat organization. They are typical of the kind of people who reach out for the community.”

President Jimmy Carter, June 17, 1997

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Morehead Office

5445 Flemingsburg Rd
Morehead, KY 40351

P: 606.784.2131 (TTY: 711)
F: 606.784.2171

Ashland Office

1212 Bath Avenue
Skytower Floor 3 Suite 380
Ashland, KY 41101

P: 606.784.2131 (TTY: 711)
F: 606.784.2171

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
  • Start Here
  • Contact
  • Follow Us
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