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Frontier Housing

Affordable housing is one step away.

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
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    • Public Notices
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  • Start Here

Repair a home

Affordable repairs and rehabilitation with experienced contractors

new home

If your home is in need of major repair, we can help. Whether you’ve been impacted by a disaster or your home is no longer accessible to you, we can work with you to find a low interest loan or grant and connect you with quality contractors to get the job done.

Repair my home
Fix my credit
new home 1

Is home repair not right for you?


We believe homeownership transforms lives. Frontier Housing can work with you to find the option that fits best with you and your family. We offer expert advice, flexible lending and 100% FREE financial counseling.

Start today

FAQs

Is a loan or a grant the best fit for me?

Grants, while very helpful, can be difficult to get due to strict eligibility rules. Grants are also very specific about what repairs they will allow, and what kinds of repairs cannot be paid for with grant funds. They can also take longer to get approved. Loan funds have fewer restrictions, though some loan programs, especially programs with very low interest rates and generous repayment terms, have some eligibility rules. Market-rate loans give borrowers the widest range of choices about how the funds will get used.  A borrower’s ability to borrow funds is mostly determined by their income, credit, debt obligations and the value of their collateral (i.e. the home being repaired). See our lending page for more information. 

How much does a repair cost?

That depends on the work that needs to be done.  Some repairs cost less than $5,000; other repairs can cost more than $40,000.  Through Frontier’s process, Frontier’s staff can prepare a work write-up and help homeowners understand what sources of funding can help pay for which aspects of the project. Sometimes it takes both loan and grant funds to pay for all the repairs that are necessary in order to stabilize a home, and make it warm, safe and dry for the long-run. Contact us to find out more.

What kind of repairs can you do?

Frontier staff and its sub-contractors are capable of completing virtually every kind of residential repair.  However, sometimes it is not possible to repair a home.  Because Frontier believes in being honest and transparent, Frontier staff will tell a homeowner when they believe repairing a home is not viable.

How long will it take?

Just like the cost of repairs, the time it takes to repair a home depends on the work that needs to be done. The time between application and the start of work also depends on the funding source(s) we use. Grants take longer than loans (see above). Contact us to begin the process and see what this could look like for you.

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Morehead Office

5445 Flemingsburg Rd
Morehead, KY 40351

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

Ashland Office

1212 Bath Avenue
Skytower Floor 3 Suite 380
Ashland, KY 41101

P: 606.784.2131 (TTY: 711)
F: 606.548.5476

  • Services
    • Build a homeBuild a homeWith Frontier Housing, building the perfect home for your family can be a reality. You select the house plan, and we take care of the rest--from hiring contractors to finding materials to meeting with inspectors.Learn More
    • Get a home loanGet a home loanOur experts can connect you with an affordable home loan that makes sense for you--even if you have been turned down by a bank. Learn More
    • Buy a homeBuy a homeWe believe homeownership transforms lives. That’s why Frontier Housing offers quality, energy-efficient homes within reach.Learn More
    • Build my creditBuild my creditNo matter where your credit is at right now, Frontier Housing can help you make a plan to improve it-100% for free.Learn more
    • Repair a homeRepair a homeAre home repairs impacting your quality of life? Frontier Housing offers affordable repairs and rehabilitation with experienced contractors.Learn More
    • Rent a homeRent a homeWe offer rental homes with rental assistance to help while you’re rebuilding your credit, saving for a down payment or just not quite ready to dive into homeownership.Learn more
  • Impact
    • Our ImpactOur ImpactSince 1974, Frontier Housing has been connecting folks to the resources they need to own a home. Because homeownership makes communities better.Learn More
    • Housing portfolioHousing portfolioDiscover our portfolio of beautiful, energy-efficient homes. Our talented contractors can give you the home of your dreams at a price you can afford.Learn more
  • Give
    • Donate
    • VolunteerVolunteerFrontier Housing provides opportunities to volunteer both on the job site and in the office. Learn more
  • About
    • Who we areWho we areMeet the Frontier Housing family. We believe in the transformative power of homeownership and are committed to helping people achieve that dream.Learn more
    • What we doWhat we doWe believe homeownership transforms lives. So, we have dedicated the past 45 years to breaking the barriers that prevent folks from purchasing their own home.Learn more
    • CareersCareersWe believe in healthy work and life balance and support our employees with excellent benefits and flexible schedules. Learn more
    • LinkedIn
    • Indeed
    • Public Notices
    • Press Releases
  • Start Here
  • Contact
  • Follow Us
  • Facebook
  • Twitter
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